Student Loan Consolidation
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Student Loan Consolidation

Student Loan Consolidation can significantly lower your monthly payment by lengthening the term of your loans, with no prepayment penalties! When you apply, you can lock in the lowest interest rates in the history of the Federal student loan program! Education Loan Consolidation is FREE and easy and does not require a credit check.

Benefits of Consolidating with Financial Aid
When you consolidate with Financial Aid you are eligible for our Borrower Benefits Package, which can reduce your interest rate by an additional 1.25%:

  • All borrowers benefit from an additional .25% rate reduction when your payments are automatically deducted from your checking account.
  • Borrowers with $20,000 or more in student loans benefit from an additional 1% rate reduction after you make 36 on-time payments.

Recent graduates can save even more!
If you consolidate during your grace period, your interest rate will drop an additional .6%. If you have just graduated you should consolidate your loans as soon as possible!

Consolidate your student loans today before it's too late!
Federal student loan interest rates are at an all time low. But they will be going up so act now! Student loan consolidation will allow you to take advantage of the lowest interest rates in history to save yourself significant amounts of money over the lifetime of your student loan.

Student loan consolidation is a FREE government program that does not require a credit check. To get started today, click here.

Check Your Eligibility For Student Loan Consolidation Here

There are three different student loan repayments plans from which you can choose, there's a detailed description on our Student Loan Consolidation Repayment Plans page.

If you have a question not answered here, have a look at our Student Loans Consolidation Frequently Asked Questions page. It details fees, calculation, penalties and eligible loan types.

Why Choose Financial Aid?


 
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